ACS Debt Solution Review

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This is an archive of a consumer complaint published against ACS Debt Solution at on 21-Jul-14.


Business Details –

  • Name: ACS Debt Solution
  • Address:
  • City:
  • State: Afghanistan
  • Country: United States
  • Phone: 3156364544
  • Website:


Original Complaint against ACS Debt Solution published at on 21-Jul-14 says, verbatim –

I received this email today. I do not know who these people are. I do not owe this debt. And to my amusement, someone else posted the exact same email to this website with the same amounts and verbage. I am not contacting them and have not received any correspondence at my house. I started getting this craziness in my email and on my cell phone when I applied online for a payday loan and changed my mind about it and didn’t go through with it. I haven’t had any of those loans in YEARS. Complete scam. | Case No. # :020617 – AM | Balance Amount: $965.75 | Case File Transferred to ACS: – June 2014 | Dear Customer, | Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never | charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a | report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court | Restitution Amount which is $965.75 if you settle this matter today, you may be entitled to get some percentage of deduction on the | restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a | case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the | rest of the settlement amount as mutually agreed. | As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your | cooperation, so kindly get in touch with the department to make a payment and freeze down this case. | As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse: | (1) VIOLATION OF FEDERAL BANKING REGULATION | (2) COLLATERAL CHECK FRAUD | (3) THEFT BY DECEPTION | Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is | received, we may need to ask the court to give one of the following order, should the debt remains unpaid:- | • Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to | satisfy the debt. | • Warrant of Execution (Exceptional Attachment Order) – Seizure and sale of movable non-essential assets / property by a County Court | Bailiff /Sheriff Officer. | If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past | and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours | of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to | commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we | reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. | The Factual Basis for the complaints is as follows: | You accepted to return the funds from this aforementioned pending loan. | And as per the agreement the funds have yet to be returned and the | collateral has proven to be null that is to say of no value. | At present, ACS INC is seeking either of the following remedy: | All funds to be returned as per terms of initial contract | Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your | side. Also we would like to know when you can pay the requested $965.75 to settle this case. | To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 315 636 4544 or reply back to this | email to get in touch with the representative. | NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS | Yours sincerely | Collections & Legal Department | ACS LEGAL DEPARTMENT | —————————————————————————————————- | Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and | intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized | persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in | error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. |

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