Allied Credit Solutions Review

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This is an archive of a consumer complaint published against Allied Credit Solutions at Scamity.com on 15-Oct-14.

 

Business Details –

  • Name: Allied Credit Solutions
  • Address: 612 E 16th Street
  • City: Plano
  • State: Denmark
  • Country: United States
  • Phone: (800) 901-8122
  • Website: www.alliedcreditsolutions.com/

 

Original Complaint against Allied Credit Solutions published at Scamity.com on 15-Oct-14 says, verbatim –

The Attorney General’s Office alleged that XXXXXX and her companies, using the name XXXXX Credit Services, failed to comply with state and federal laws designed to protect consumers from unfair practices in the credit repair industry by unlawfully charging advance fees, failing to make required disclosures to consumers, making false statements to the credit bureaus in relation to consumers’ credit histories, and sending letters in which the company signed the consumers’ names without the consumers’ knowledge. Under the settlement agreement, XXXX and companies are prohibited from offering credit repair services in Massachusetts. The defendants are also required to pay $25,000 under the settlement, which will be allocated to the Attorney General’s Local Consumer Program, a statewide network of local consumer assistance organizations that offer information and assistance in resolving consumer complaints. | | | Allied Credit of Plano Texas and Dee Hoff | See links below: | | It took us a while and many phone calls to track down con woman Dee Hoff if that is her real name. Her previous CREDIT CLEANUP employer said ” I fired her because she was cashing customer checks, taking and keeping cash and trying to do business on the side”. ” She is a crook, twisted, a drama queen and I am still getting phone calls.” ” She tried to get me in trouble when confronted, dangerous woman tactics”. | | Yes, this is who Allied Credit of Plano, Texas hired and when interviewing their sales people as always it was the same story..That the company was Bonded, Licensed and Insured however none of the above is true as the sales agent did not know the name of the Company they were bonded thru and the owner of the Company made up the name of a bonding Company that did not exist at least on Google. Where is it????? Dated…. EXPIRED..Were they really giving out their real names,Doubt it. Nevada Coroprations or Out of State?and more Ridiculous seals stamped on website..?????? A Affilliate law firm…. Hired to protect who????? Them from your future lawsuit to recover your money. | | These people will just take your Hard Earned Money up front in addition to bilking from you Monthly Auto Withdrawals from your bank to pay for their BMW’s and Pay Rent in their hustle. You would be best served to purchase a credit repair kit and do all yourself for $29.95.00 less sometimes pay over a $1000.00 paid to include up front fees for marginal credit report clean up results. Do not get burned like we did with Dee Ho ff and her two bit hustle. | | Most of these carney salespeople tell grandiose stories of credit report re-scoring or clean ups.. Just STORIES . Did you see the 60 Minutes Report on Credit Repair Companies | | | BEWARE of credit services businesses (“CSBs”), often referred to as credit repair businesses that make promises they cannot deliver. Don’t believe advertisements that make false claims, such as: | “We can erase your bad credit – no problem!” | “Create a new credit identity – legally.” | “We can remove bankruptcies, judgments, liens, and bad loans from your credit reports forever!” | Every day CSBs target consumers with troubled credit. These companies promise to clean up consumer credit reports to help consumers obtain credit, insurance, and employment. CSBs require consumers to pay significant fees, often in advance, for promised services. The fact is, however, no one can remove accurate information from your credit report, even if it is negative. Don’t be taken in by false advertising. | | | PAY No Up-Front Fees: Under the Act, a CSB may not charge or receive any money or other valuable consideration prior to full and complete performance of the services that the CSB has agreed to perform on your behalf. | | Must Be Licensed: Any individual or company offering credit repair services as described in the Act must be licensed by the Commissioner of Financial Regulation (“Commissioner”). | | Written Contract Required: A CSB must enter into a written contract with you. Among other provisions, the contract must include a detailed description of the services to be performed and the results to be achieved by the CSB. ASK for a Copy of the License Bond Insurance..Satisfied verifiable customers. | | Written Disclosures Required: A CSB must provide you with a written information statement before entering into a contract, or receiving money or other valuable consideration from you. The information statement must include the following statements among other important information: | Your right to review any file maintained about you by any consumer reporting agency (“CRA”), and your right to receive a copy of your consumer report containing all information in the file as provided by the federal Fair Credit Reporting Act (“FCRA”); | | Your right to a free copy, from the CRA, of your consumer report containing all information in your file, if requested by you within 30 days of receiving notice of a denial of credit as provided under the FCRA; | | A nominal charge not to exceed $5 may be imposed on you by the CRA for a copy of the consumer report containing all information in your file, if you have not been denied credit within 30 days from receipt of your request; and | | Your right to dispute the completeness or accuracy of any item on you contained in any file that is maintained by any CRA, as provided under the FCRA. | Right of Rescission: You have the right to cancel a contract with a CSB any time prior to midnight of the third business day after the date of the transaction. | Other Important Provisions of the Act: | A CSB may not create, or assist you in creating a new credit identity by obtaining and using a different name, address, telephone number, Social Security Number, or employer tax identification number. | | A CSB may not make, assist, or advise you to make, any statement or other representation that is false or misleading to a consumer reporting agency, government agency, or person to whom you apply or intend to apply for an extension of credit, regarding your creditworthiness, credit standing, credit capacity, or true identity. | | A CSB may not make or use any false or misleading representations in the offer of services to you. | Penalties for Violation | Anyone violating the Act may be subject to significant administrative, civil and criminal penalties, including fines up to $5,000 or imprisonment up to 3 years, or both, plus possible additional civil penalties. | Use Care if Choosing a CSB | If you choose to do business with a CSB, make sure that the company is licensed and in compliance with the law. Additionally: | Avoid any CSB that advises you not to contact a credit reporting company directly. | | Avoid any CSB that advises you to dispute all of the information in your credit report (regardless of its accuracy or timeliness); and/or | | Does not inform you of your legal rights and what you can do for yourself free of charge

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