American Credit Acceptance, LLC Review

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This is an archive of a consumer complaint published against American Credit Acceptance, LLC at on 28-Feb-15.


Business Details –

  • Name: American Credit Acceptance, LLC
  • Address: 961 E Main St Fl 2
  • City: Spartanburg
  • State: South Carolina
  • Country: United States
  • Phone: (864) 504-3700
  • Website:


Original Complaint against American Credit Acceptance, LLC published at on 28-Feb-15 says, verbatim –

American Credit Assistance called me on 2/19/15 with the classic robocall: “This is a very important message about your current credit card account….”. They did not identify themselves initially so in an effort to identify them, I played along and provided a unique/bogus ss# and birthdate. I provided them with the number of a Mastercard gift card that had a zero balance (and just told them it had a high balance, high APR, etc). | I got through three levels of screeners including Lionel Foster, Robert Bristol and Celso Miller, the latter identifying himself as a “financial advisor”. Once I realized who I was dealing with, I ended the call. | Yesterday I received a letter via US Mail from Capital One asking me to contact them to verify my social security number to complete my “application”. I immediately pulled my credit report and on 2/19/15 three different credit card applications were opened in my name with three different companies, including Capital One. I called Capital One and the rep confirmed that the application was opened using the identical unique/bogus ss# and birth date I provided the telephone terrorists at American Credit Assistance. | I subsequently filed a police report for identity theft and am requesting a 7 year freeze on my credit report. | Hoping someone else might benefit from my experience. |

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