This is an archive of a consumer complaint published against American General Life & Accident Insurance Co. at DirtyScam.com-
Business Details –
- Name: American General Life & Accident Insurance Co.
- Address: 6th Avenue North
- City: Nashville
- State: TN
- Phone: 800-888-2452
- Website: http://aig.com
- Reported Loss: 52043 $
- Severity of Scam: Extremely High
Original Complaint against American General Life & Accident Insurance Co. published at DirtyScam.com says, verbatim –
First I want to ask you to please forgive me for making American General Life & Accident Insurance Company, In Nashville, Tennessee & Brian Duperreault report so long.I just needed to give you some idea of what has happened here at American General Life & Accident Insurance Co..We are talking about over twenty-six years now that I have been dealing with this company.And it is so hard to put this in just a few words..I have so much information about what has happened here with AIG Insurance but I think this will give you enough to hopefully get your interest.I am let with no other alternative because of what has been done to me over this other than hope and pray someone will get me type of media exposure for American General Life & Accident Insurance Co. claims complaint.I also want to add that the Ohio Department Of Insurance where the policies were taken out knows what this company has done to me along with the Tennessee Department Of Insurance.I am not sure what they will admit because this woman at the company got them involved in the cover up which is why they never pursued this for me.I never pursued with them because I didnt want either of these agencies taking the blame for this knowing that the company was the ones responsible for getting this started and continuing in these corrupt acts all these years.This is a story that will seem unimaginable but it is all honest and true facts.As you will notice below this company actually had the nerve to post on this site that they thought I was requesting a $27.97 settlement amount.It was unreal, we are talking about being deprived of six hundred thousand dollars for now over twenty-six years.Thanks so much for your time. Cindy Naething True Story Of Fraud It Could Happen To YouYou are about to read a story of greed and corruption, costly incompetence and outright thievery. This story actually got started over twenty-five years ago and its about AIG companys American General Life & Accident Insurance Co..While the case is somewhat unusual in terms of the length of years. It ultimately proves that fraudsters may eventually be caught up, dealt with and exposed.There is no statute of limitation in a case where people have gotten by with stalling, distorting the truth, use of deception and diversion tactics, denying, denying.In other words using these Unfair and Deceptive Claim Settlement Practices.This is a story with the potential to spur real-world impact. Because if allowed to get by with doing this to me think of all the people who will be affected in the hands of the corrupt.Or I should say already might be affected by these Unfair and Deceptive Claim Settlement Practices.This is a story that needs to be told about an American General Life & Accident Insurance Company headquarter in Nashville, Tn, CEO Brian Duperreault is now depriving me of proceeds that I was entitled to for over twenty-six years now.This all got started with me being the beneficiary on two life insurance policies in the amount of six hundred thousand total.Each policy was worth three hundred a piece. The company paid out the first policy to the wrong person knowing good and well that I was the beneficiary listed on the policies.This person that did this was denying to me and everyone else that I was the beneficiary on any policies. Along with got others to go along with her cover up.And listening to the judgement of me, like I wasnt even a person.To top this off after her trying to cover for what she did and all the people who where aware of it she pays out the other policy to someone else that I was the beneficiary on a year and a half later thinking she had people on her side.This is hard to imagine but it is for real. There is a thirty page story that I have written up explaining the facts of this along with a lot of information that I have put on this site trying to get some attention.This is just a brief description of what this all boils down to.The information I have on all of this is unimaginable but every thing I have provided to any one is facts and nothing but honest true facts.This company went to extreme measures in preventing anyone from doing any thing and pursing things for me.When I say extreme measures that speaks for its self. But the bottom line is the only thing this company has been worried about all these years was their bottom dollar. Not doing the right thing by a person that has suffered all these years.No matter how hard I tried to get this worked out. This has been no appreciation for me never intending on crying conspiracy. But I know that they where using every little trick under the sun to get out of this.They where making excuses and trying to twist the facts and put the blame back on other people. But I refused to let that happen because I tried with them to get a solution for to many years.On top of the fact they have known all these years they where the responsible ones for even letting this happen and not only once but twice to pay out on these policies to the wrong beneficiary.Then to go all these years in trying to cover this is almost like some thing out of a horror story.The whole key to this is all these people at the company that tried to cover this for years and again went to extreme measures in doing so never dreamed I would be able to catch them up in the lies or would expose every thing like I did.They didnt know that I had recordings and would catch them up in some lies.I have been back to the State Department Of Insurance in Ohio recently again in the State that these policies were taken out and in Tennessee where I live and the company is located.But because of this company getting them involved in the foul play and corruption they never pursued any thing for me.Even though I knew they where well aware of this cover up I didnt enforce them to do any thing because I did not want them to take the blame for any thing.Because of not getting any where with any one at the company and knowing they where just continuing in the cover up, the excuses and trying to blame other people I have in the last over six months now insisted that no one contact them.That they needed to contact the President of this company directly Mr. Brian Duperreault.And I am starting to wonder if he didnt play a part in the State not helping me when this was his chance to offer a solution just like all this time I have been giving him the facts.I mean just with the simple fact that I had been denied these precedes all these years and never got what I was entitled to was enough. No matter who he wanted to blame.It is unbelievable what I had to go through in proving to him that this woman at the company wrote these checks illegally that no one held a gun to her head to do.That she was the one to blame and anyone in the company that went along with her in the cover up & lies was responsible.They just never dreamed I would expose them or catch them in some lies. They thought they could get by with trying to put the blame back on someone else and make every excuse under the sun for not doing me right.I started to make sure he had all the facts of this situation. You cant even imagine what I provided him with. But he became aware that all the facts I give him where true and honest to god facts and started to just ignore me.He knew everything I made him aware of was true. Because of this I started to get on the defense and let him know I knew exactly why he was ignoring me and it was only because he knew that after twenty-six years of being deprived of six hundred thousand dollars I would expect some thing.And we wouldnt want him to lose out on those profits, now would we? I let him know that I could have cried conspiracy on many occasions but this had never been my intentions all these years.I mean I have been the most sincere person on this planet and that has been another one of the worst things about this.Knowing your heart has always been in the right place. To be taken advantage of like this is overwhelming.Then when you think about all the company has made off the money they deprived you of all these years makes a person cringe.I do have an explanation for every single little fact that is if the company tries to twist now just in case.Another sad thing is how I have not been appreciated for all my efforts all these years and trying to keep other people out of this.For not ever talking about this with anyone all this time because of knowing people would have expected me to cry conspiracy.So finally I just put it out there that I felt like with the six hundred thousand dollars I was deprived of that it was only fair that I received the compounded interest on that money in which a fair compounded rate comes to six million and any thing over that would be appreciated.I wasnt adding in all the pain & suffering for all these years, the mental heart ache, all that this has cost me or even the conspiracies.I mean this is less than a reasonable amount after all these years. This is the least he could do under the circumstances.I even ask him if he was in my position what would he think was fair. But you know what as long as I have been saying this I dont know what I expect now.I mean we are talking about months of more mental anguish and grief because of him ignoring me.And having to realize this company is all about the profits and forgets about morals & ethics and now the CEO is sure not setting any examples that corruption cant be tolerated.He is following in their footsteps. In other words saying it has been O.K. what you did to this woman all these years.If he has been talking to anyone other than me about what was acceptable then this is not my problem because I never discussed this with a soul in the world as far as what I was expecting.It is pathetic that I had to tell him I was suspicious something was going on all because he kept ignoring me.Even if there has been it is his fault because he should have been communicating with me about this not anyone else.A person starts to suspect things after a while. He should have not been listening to anyone but me.So I would like for some one to tell me that there was any other reason for this man to cause me another seven months or better of mental anguish other than him only being worried about those profits.He can make every excuse he wants. This is what it has been all these years and seems to be what it continues to be.Mr. Brian Duperreault wont be able to get by with trying to say this person or that person said this or that because he should have only been communicating with me long before anyone had a chance to put their two cents in.I even let him know this, but the man has not made one attempt in trying.He has continuously put me on the defense by ignoring me. And I am not willing to just set back here and do this to me any longer, nothing means anything to this man, This man has not reached out to me one time.The sad thing is I truly thought going as high up in the company would do some good. But we all know he realized I had been conspired against all these years by these people at the company that where responsible and was afraid it might just cost the company a few bucks.Even though I cant tell you how many times I let it be known I was not expecting conspiracy money.Sure I have been mentioning the conspiracies in the last six months or so but it was only trying to get his attention and trying to make him see that all these years that has never been my intentions.You would have to read it all to see this.I have even let him know recently that I knew exactly why he has been ignoring me all this time and it has been because of those profits and no other reason but that.All the information I provided him didnt mean any thing to him so he has been just as the ruthless people I dealt with for twenty-six years. I am sorry this is the truth.So yes I need some sort of media attention to force this company into settling this and quit engaging in these Unfair and Deceptive Claim Settlement Practices.I truly think this man when I first started to give him all this information was trying to hide behind the skirts of these people I made him aware of what been done to me.He knew I was telling the truth but did nothing to see what he could do and try to resolve this for me. He didnt even have the decency to offer me a fair amount after twenty-six years.The way I see this is it is the story of the century with all this corruption that has taken place with AIG. Last and most important I guess is none of this information I give this man has meant a thing to him.No one could convince me that he has only completely avoided me all this time because he has been worried about these profits.Below will be a posting on Peoples Claim where they actually had the nerve to suggest I was going to settle for $27.97I didnt add in my full response because it was to long but this is just briefly what the had the nerve to post. My immediate response was. You cant be serious? This must be a joke.Cindy Naething says on Nov 20 2017, 01:22 You can not be serious? This must be a joke. This post is PublicAmerican General Life Insurance Company (Aig) says on Nov 20 2017, 01:19 It appears that you have communicated an offer of twenty-seven dollars and ninety-seven cents ($27.97). Is this a settlement offer for a full and final settlement of any and all of the claims you have asserted against American General?Below again will be an email and one of my postings on Peoples Claim sent to Brian Duperreault about the facts and what I suggested he do proving my allegations. This post is PublicCindy Naething says on Nov 14 2017, 03:13This was a just a part of a letter sent to Brian Duperreault suggesting that he questioned Jeanette Roch about what she had done to me. I sent this man for him to consider giving this woman a polygraph to prove her corruption.But I think we know this would never happen. If he did there is no way he would have let me know the results because I could guarantee she would not pass it.I suspect he did question her but of course was not honest to let me know that I was correct.Because he knows darn well that he would have to compensate me in some way for all the corruption that has taken place all these years.I mean this truly could not get any more inhuman that this man has not even offered a solution to this.I think I would start by asking Jeanette Roch if you really think you would pass a polygraph if given one?Would you pass it if you were asked if you had knowledge well before you wrote that check on the first policy that Miss Naething was the beneficiary?If you were ask why you did not honor that first contract would you say because you listened to the judgement of me?If you were asked was there a change form submitted just a couple of days after Martin Hampton passed illegally with that agents help who also benefited from this?Would you still lie about this because I have the change form along with a recording of you saying there was no change form executed to the company Miss Naething along with many other recordings.If you were ask did that agent force you to write that check what would be your reply be? If you were asked did you truly make that file available to Miss Naething when she come to Nashville in person? Would you say you opened up this file and showed her the documents?Would you say you where being truthful and not lying through your teeth while I was setting there about me not being beneficiary on any policies? I could probably come up with a hundred questions to ask you that I know you would not pass on a polygraph.Next if you were asked did you and Anita Cavender do everything in your power in lying about me ever being the beneficiary on any policies or entitled to any proceeds? If you were asked if anyone forced you to write these checks on both of the policies I was beneficiary on and not honor the contracts what would you say?If you were asked if you where the one that prevented a year later me from getting those forms sent to me to get me paid on that one policy that I was told I would receive? All because you where trying to cover up your wrong doing of the first policy.If you where ask did you have good knowledge that Miss Naething was the beneficiary on the second policy you wrote a check on to the wrong beneficiary? If you were ask if you lied to any of your co-workers about the facts of what you had done?If you were ask would you admit that you became aware you where responsible for all of this or you would have never been worried about whether I expected conspiracy money?If you were ask would you admit you lied to the State and everyone else under the sun that I was ever beneficiary on any policies? If you were ask did you end up trying to claim to everyone that you file was lost if that was true? Because you have been caught in that lie.If you were asked if you have been trying to twist the facts of this whole situation to get out of it what would you say? If you where asked did you feel like you had people on your side that is why you continued to cover these facts?If you were asked if you went along with anything against me since I left Ohio what would you say? One last question if you where ask if you ever went to any extreme measures in preventing anyone from pursuing things for me? Good lord I could write a book.No I have one more question here and it is if you where ever told by anyone that Miss Naething ruined your life? Were you foolish enough to fall for this? Is that not the joke of the century, I ruined your life. Tell me that is not a joke.Do you really think you have gotten by with this? You tell me that all these people where not aware of what you where doing to me.Cindy Naething 615-663-5253 Below will be what I posted on this site this morning. Your message has been successfully added to this claim. Cindy Naething says on Jan 08 2018, 06:46This is for Mr. Brian Duperreault letting it be known that he is forcing me to have to now spend twenty four hours a day giving Reporters & Editors this information of what he is doing to me.I guess if he wants that it is his choice because I can guarantee that is what I have in the works.This is something I have never done but I will now.If he wants any Reporters to know what he is doing thats fine because I will let it be known.The more people who know about this the better. I plan on contacting everyone I can in every State and not just Tennessee, all I have to do is copy and paste this letter I have made and printed off to start sending it out.I really wonder if this is all worth it to this man. I am not letting him get by with continuing to do this to me.I have been sending him emails lately trying to get some communication going and trying to get his attention.Trying to be understanding of what might be going on to continue to be ignored. I also finally just put it out there that I felt like with the six hundred thousand dollars I was deprived of that it was only fair that I received the compounded interest on that money in which a fair compounded rate comes to six million and any thing over that would be appreciated.But the trouble is I have been letting this company know for close to a year now that I felt the compounded interest on this money and anything above that would be appreciated.To live in more agony all this is not acceptable.I wasnt adding in all the pain & suffering for all these years, the mental heart ache, all that this has cost me or even the conspiracies.I mean this is less than a reasonable amount after all these years.This is the least he could do under the circumstances. I even ask him if he was in my position what would he think was fair.But you know what as long as I have been saying this I dont know what I expect now.Then having to realize this company is all about the profits and forgets about morals & ethics and now the CEO is sure not setting any examples that corruption cant be tolerated.He is following in the footsteps. In other words saying it has been O.K.what you did to this woman all these years. He might as well tell everyone hey I am proud of you for what you have done to this woman.If he has been talking to anyone other than me about what was acceptable then this is not my problem because I never discussed this with a soul in the world as far as what I was expecting until the last two weeks.It is pathetic that I had to tell him I was suspicious something was going on all because he kept ignoring me.Even if there has been anything going on it is his fault because he should have been communicating with me about this not anyone else and he should have never let this drag out for so long.A person starts to suspect things after a while.He should have not been listening to anyone but me.So I would like for some one to tell me that there was any other reason for this man to causing me to continue to suffer all this time other than him only being worried about those profits.He can make every excuse he wants. This is what it has been all these years and seems to be what it continues to be.Mr. Duperreault wont be able to get by with trying to say this person or that person said this or that because he should of only been communicating with me long before anyone had a chance to put their two cents in.I even let him know this, but the man has not made one attempt in trying.I would not be surprised if any one has done anything that I dont know about they where just trying to help me in their own way any way.I dont like anything going on behind my back or anyone saying something I didnt say just in case that has happened.But who is causing this to drag out? The person who cant acknowledge this whole picture here.If this man has by some odd chance listened to anyone else other than talking to me.This is exactly the same thing this woman did to me years ago and god only knows for how long. He has continuously put me on the defense by ignoring me.I am not willing to just set back here and let him do this to me any longer, nothing means anything to this man.He has not a clue what he is causing me to miss out on and all the concerns I have. It is literally pathetic that this man acts like this money would come out of his own personal bank account.Because if he was able to even come close to relating to what I have been through over this all these years he would have at least made me an offer by now.I must add again that it hasnt mattered to this man who I have dealt with twenty-six years of corruption. I hasnt mattered that I spent months giving him nothing but true facts to be ignored. It doesnt matter that he has continued to put me on the defense because of completely ignoring me.It doesnt matter that I put faith in him doing the right thing to be ignored. It doesnt matter to him that in the last few weeks I have let him know that I thought some thing was going on and was trying to understand why he was not responding to be once again completely ignored.It doesnt matter to him that he ruined my Holidays and I begged for some thing to happen to be ignored. It doesnt matter to him that he is causing me to miss out on so many things.It does not mean one thing to this man who he continues to cause me to suffer. Like I told him a few months ago I felt like the minute he realized I give him nothing but true facts he should have communicated with me but this didnt matter to him.God and everyone knows why he didnt, he was only worried about this money and how he could get by with giving me as little as possible.It does not matter to this man that he has been well aware of the true facts that has happened all these years for months now but has completely avoided me.It doesnt matter to this man that all this time I have only ask for the compounded interest on six hundred thousand dollars after twenty-six years.And anything over that would be appreciated. But god forbid this man making me a decent offer. This seems to be well beyond his comprehension.I could be wrong but I wouldnt be surprised if this man was communicating with someone else about how much he would give me instead of me.Now is this not some thing for current affair? There is only one reason this man has not reached out to me and again is because he knows he cant bring himself to offer me a fair amount after all these years.