American Income Life Insurance Co Review

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This is an archive of a consumer complaint published against American Income Life Insurance Co at Scamity.com on 11-Sep-14.

 

Business Details –

  • Name: American Income Life Insurance Co
  • Address: 1701 K St NW # 300
  • City: Washington,Columbia
  • State: Afghanistan
  • Country: United States
  • Phone: 1 202-833-2030
  • Website: www.ailife.com

 

Original Complaint against American Income Life Insurance Co published at Scamity.com on 11-Sep-14 says, verbatim –

Sept. 3-5 2014: Applied for accounting positions in the Maryland/ Washington DC area through careerbuilder.com. Resume was attached to each application yet was made ‘hidden’ from all others, including employer searches. | Sept. 8 2014: | Contacted by Kim Lee (301-732-5402), of AIL Beltsville MD, to schedule an interview for that week, with Kevin Davis, for a Management position. I was occupied and asked if she would send an email (email address is on resume) with details and I would reply to confirm. | Sept. 9 2014: | No email arrived, so I called Lee’s number and someone else answered. I asked about the postion and was told the opening was for a ‘management’ position or ‘benefits coordinator’ position. I asked which one would I be interviewing for, and was told “which ever we feel you are best suited for.” I asked if the interviewer would contact me prior to the interview, as I was a distance away and wanted more detail. Was told that Kevin Davis does not call anyone ahead of time. I asked about the company’s business and quickly concluded that this is an insurance company looking for sales agents, not salaried managers nor coordinators. I asked how they came across my resume as I had never forwarded it to them or applied with them, and my resume was ‘hidden’ from all viewers. Was told that they “buy resumes from Careerbuilder.com or Monster.com.” I asked to be removed from all their calling lists. | Sept 10 2014: | Received two voicemail messages from Kim Lee, one “reminding Chelsea ——- of HER 10 am interview with Kevin Davis tomorrow,” and one reminding me of MY “10 am interview tomorrow with Kevin Davis.” These are scheduled for the SAME TIME, on the SAME DAY! | I called the number to remind them that I was not interested and to not call any longer. Kim Lee went on to tell me how wonderful this company was and that I should consider a ‘management’ opportunity with them. I ask what the job entailed, and was told that “it is about educating union employees who are in the process of or have already established their benefits with the company (AIL).” I mentioned that, “As a benefits coordinator or educator, this sounds like a salary based job, correct?” “Well, not exactly,” was the reply. I asked, “What do you mean?” “Part of the compensation is commission,” was Lee’s response. Becoming confused by her words, I inquired, “How does one go from providing information to getting a commission?” | She stated, “As a benefits coordinator, you will have the oppotunity to offer employees additional insurance products offered by our company.” I then asked, “What percentages of the compensation are salary and what percentage is commission?” Kim finally came clean, “Well, there is no salary componenet.” I resonded, “So you are really looking for insurance sales people and are doing ‘cattle calls’ for interviews, as you accidentally left a message on my pnone for another person to come in at the same time I was supposed to be interviewed.” Now Kim Lee (propably not her real name), was not happy with my questions and stated, “Apparently you are not a good fit for our company, I’ll remove you from my calling list, Have a good day.” And she ended the call. | After doing a google search and finding many similar reports for this, and other AIL, offices, I called the company’s main location (800-433-3405) to inform them of these practices. |

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