American Income Life Insurance Company Review

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This is an archive of a consumer complaint published against American Income Life Insurance Company at Scamity.com on 21-Jan-15.

 

Business Details –

  • Name: American Income Life Insurance Company
  • Address: 3700 S Stonebridge Dr
  • City: McKinney
  • State: Texas
  • Country: United States
  • Phone: (972) 529-5085
  • Website: www.american-income-life.com

 

Original Complaint against American Income Life Insurance Company published at Scamity.com on 21-Jan-15 says, verbatim –

Facts, I’m still getting my facts. I called your bluff. I called and wrote the victim who got conned into signing a similar letter for our Local 435 Labors union in Rochester, NY. In his words they are “scammers”. His name is Bob Brown the Business Manager a great guy who thought he was doing a good thing for his Local. His name is Bob Brown 18 Fourth St. Rochester, NY 14609. (585) 454-5800. | I encourage all members do the same and ask detailed questions like, Do I have to have an enrollment officer (1099 contract Sales Agent) drop off my benefits and witness my signature? Or is is this a bunch of crap to get in my door to sell me more. What law says I have designate my beneficiary? | Are my no cost accidental death benefits payable to my estate whether or not I let this bullsh_ter in my home? Is this guy calling from my Local or some local nobody has ever heard of and has no idea where they are located? Is it the Local 277? What is their address and phone number? What is the name of the Local 277 and where are their local union stewards in case I need help? Have they ever been sued for misrepresentation? Has Mark Colbert.c*m, private investigator assisted in suing them? Was he successful? | Did my Local union do a search on the internet with this Union Insurance Company name and added words like fraud, cheat, thieves, liars,rip off to their name for expanded searches or were they just sold a bill of goods because it sounded like a union benefit. What kind of Union benefits do the union sales agents get? Do they pay union dues? Do they have retirement accounts,do they have pensions? Do they have annuities? Are they not owned by Torchmark and listed on the stock market as a profit making Insurance Company that also owns several other Insurance Companies? Did they earn a profit of about $100 million last year off of unsuspecting union members who had no idea that the real purpose of coming to the union members home was to sell two or more policies, disguised as one with little to no value on the most expensive part of what they are selling? Did my Union official know that they won’t sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. Did he know that the law allows a period of time to read the policy over, have a legitimate Insurance Agent explain it and cancel for a full refund for a certain period of time or can cancel the expensive part that the real Agent may think is rediculously expensive and keep the other (ADD)if there is a value in your State. |

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