Payday debt, legal action scam
My Complaint: Received this email today:
From: “US Debt Collection Agency”
Sent: Monday, October 20, 2014 9:12:59 AM
Subject: Payment Overdue
Inline image 1
Case File No
: ALA 1523
: Cash Net USA
: Case File transferred for Legal Action
Subject: Legal Notice for Outstanding payment
The purpose of this email is to notify you regarding pending legal action against you for your outstanding payment with Cash Net USA.
As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN.
In this connection, if you wish to take care of this issue than you have to pay an Out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount or else the complete law suit amount once the case is downloaded against you in the Court House.
Out of Court Restitution Amount: $720/-
Complete Law Suit amount: $4203.86/-
Furthermore, if you wish to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today which is $420.00 and You have to send us a promissory note to stop your case file temporarily out of the court house.
Kindly be notified that you are going to be legally prosecuted in the Court House within Three days. Your SSN is put on hold by the US Government & Social security Services.
As we were unable to reach you, kindly consider this as a final notification Email. Your case file is KLA1523 and as you are a defaulter on this credit, there are 3 serious allegations put against you:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means a few things for you.
a) If you are under any state probation or parole we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
b) If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney.
c) We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned advancement as per contract and as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, KLA INC is seeking either of the following remedies: –
a) All funds to be returned as per terms of initial contract
b) Press charges against the defaulter.
Dear CUSTOMER, as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $720.00 to settle this case.
This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.
If you want to resolve this matter then reply back to this email immediately during working hours.(Monday to Friday 8.30 am to 8.30 pm EST)
Restitution Officer (R.O)
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
What’s unusual about this is that they asked for an email response which I found hysterical! Usually the scammers provide a bogus phone number to reply to. Frankly, a year after this particular scam hit the Internet, I’m amazed it’s still around!
My Demand: I wish there was a way to catch them, but just ignore them and get a laugh out of their horrific grammar!